Reclaim hidden car finance commissions
Millions of UK drivers with car finance agreements were charged hidden commissions. Check if you're entitled to compensation.
Free check • No obligation
This claim may apply to you if:
- You took out car finance (PCP or HP) between 2007 and 2021
- You weren't clearly told about commissions paid to the dealer
- You're unsure if your finance agreement was fair
- The finance was arranged through the car dealership
What happened?
Between 2007 and 2021, car dealerships and finance brokers earned secret commissions on PCP and HP car finance deals. These commissions were often undisclosed, meaning you may have paid more than necessary.
The Financial Conduct Authority (FCA) found evidence of widespread mis-selling, with dealers incentivised to increase interest rates to boost their commission. This practice affected millions of UK consumers.
You may be affected if:
- You had a car on finance (PCP/HP) between 2007-2021
- You purchased through a dealership
- You weren't told about commission arrangements
- The finance was arranged by the dealer
How Get My Claim helps
We make the claims process simple and stress-free, connecting you with specialist law firms who handle car finance mis-selling cases.
Expert legal support
Specialist solicitors experienced in car finance claims handle your case
Fast assessment
Open Banking allows quick verification of your finance history
No win, no fee
You only pay if your claim is successful – no upfront costs
Why we use Open Banking
Open Banking allows us to securely verify your car finance agreements quickly and accurately. This speeds up your claim and ensures law firms have the information they need to assess your case.
Read-only access
We can only view information, never make changes
Time-limited
Access expires automatically after your claim is assessed
Bank-level encryption
Your data is protected by the same security as online banking
What happens after submission?
Law firm review
Your case is sent to a specialist law firm who reviews your eligibility based on the information provided.
Claim submission
If eligible, the law firm prepares and submits your claim to the finance company on your behalf.
Negotiation
The law firm negotiates with the finance company to secure the best possible compensation for you.
Payment
Once successful, you receive your compensation directly to your bank account.
Ready to see if you can claim?
Free eligibility check. No obligation. Takes less than 3 minutes.
Free check • No obligation • Secure data
Frequently asked questions
Common questions about car finance claims
How much could I claim?
The amount varies depending on your finance agreement, but typical claims range from £1,000 to £5,000. Some customers have received even more for larger finance agreements.
How long does a claim take?
Most claims are resolved within 8-12 weeks, though complex cases may take longer. The law firm will keep you updated throughout the process.
Is Open Banking safe?
Yes, Open Banking is regulated by the FCA and uses bank-level encryption. We only have read-only access to verify your finance agreements – we can never move money or make changes.
What if I've sold the car?
You can still claim even if you no longer own the car. The claim is based on the finance agreement you had, not current ownership of the vehicle.
Do I need documents?
Not necessarily. Our Open Banking verification can identify your finance agreements automatically. However, any documents you have may help speed up your claim.
What does "no win, no fee" mean?
It means you won't pay anything upfront. You only pay a success fee if your claim is successful. If your claim is unsuccessful, you won't owe anything.