Reclaim Mis-Sold PPI
Reclaim mis-sold payment protection insurance or challenge unfair credit card practices. If you were sold PPI or faced hidden charges, you may be owed money.
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What are Credit Card & PPI Claims?
Payment Protection Insurance (PPI) was widely mis-sold alongside credit cards between 2000 and 2020. Many customers were sold policies they didn't need, couldn't use, or didn't know they had.
Additionally, credit card companies may have applied unfair charges or failed to conduct proper affordability checks, leaving customers in unmanageable debt.
You may be eligible if:
- You were sold PPI with a credit card between 2000 and 2020
- You were self-employed or had pre-existing medical conditions
- You didn't know PPI was optional
- You faced unfair credit card charges
How Get My Claim helps
We connect you with consumer law specialists who handle PPI and credit card claims efficiently and professionally.
Consumer law experts
Solicitors specialising in PPI and credit card mis-selling claims
Quick verification
Open Banking helps verify your claim details without paperwork hassle
No win, no fee
No upfront costs – you only pay if your claim succeeds
Why we use Open Banking
We use secure, read-only Open Banking access to help specialist law firms assess your claim faster and more accurately. This allows us to verify your credit card history and PPI payments without you having to dig through years of paperwork. You stay in full control, and the connection is time-limited and bank-level secure.
Frequently asked questions
Common questions about credit card and PPI claims
Can I still claim PPI?
The main PPI deadline was August 2019, but you may still be able to claim if you only recently discovered you had PPI or if you were given incorrect information by your lender about the deadline.
What if my credit card provider has gone out of business?
You may still be able to claim through the Financial Services Compensation Scheme (FSCS) or the company that took over your provider's accounts. Our partner law firms can help identify the right route for your claim.
What about unfair credit card charges?
If you faced excessive charges, high interest rates without proper affordability checks, or were mis-sold credit card products, you may have grounds for a claim even if it's not related to PPI.
How much could I get back?
PPI refunds vary depending on how much you paid for the policy. Typical refunds range from £1,000 to £5,000, though some customers have received significantly more. You'll also receive interest on the refunded amount.
Do I need my old credit card statements?
No, you don't need old statements. Open Banking allows us to verify your credit card history securely, and credit card companies are required to keep records that can be used for your claim.
Ready to see if you can claim?
Free eligibility check. No obligation. Takes less than 3 minutes.
Free check • No obligation • Secure data