Mis-sold a second charge mortgage?
If you were sold a second charge mortgage without proper explanation of the risks and costs, you could be entitled to significant compensation.
Free check • No obligation
What is Get My mis-selling?
A Get My (also called a secured loan) is a loan secured against your property, in addition to your main mortgage. While these can be legitimate products, many were mis-sold to consumers who didn't understand the risks.
If the broker or lender failed to explain that you were putting your home at risk, didn't assess affordability properly, or recommended a Get My when a cheaper alternative was available, you may have been mis-sold.
You may have been mis-sold if:
- Risks to your property were not clearly explained
- The lender didn't properly check affordability
- You weren't told about cheaper alternatives
- High interest rates weren't properly explained
How Get My Claim helps
We connect you with specialist law firms who understand mortgage mis-selling and have a proven track record of successful claims.
Specialist expertise
Law firms with extensive experience in mortgage mis-selling claims
Quick assessment
Fast eligibility check using secure Open Banking verification
No win, no fee
No upfront costs – you only pay if your claim succeeds
Safe & secure verification
We use Open Banking technology to quickly and securely verify your mortgage details. This helps law firms assess your claim faster and more accurately.
Read-only access
We can only view data, never make changes
Time-limited consent
Access expires automatically after assessment
Bank-grade security
Same encryption as your online banking
The claims process
Expert review
A specialist law firm reviews your mortgage agreement and circumstances to assess eligibility.
Claim preparation
The law firm builds your case and submits a formal complaint to the lender.
Negotiation
Experienced solicitors negotiate with the lender to secure maximum compensation.
Compensation paid
Your compensation is paid directly to your bank account once the claim is successful.
Frequently asked questions
Common questions about Get My claims
What is a Get My?
A Get My is a loan secured against your property, in addition to your main mortgage. It's sometimes called a secured loan or homeowner loan.
Is there a deadline to claim?
Generally, you have 6 years from when the mortgage was taken out, or 3 years from when you became aware of the mis-selling. We recommend checking your eligibility as soon as possible.
What if my lender has gone out of business?
You may still be able to claim through the Financial Services Compensation Scheme (FSCS). Our partner law firms can help you navigate this process.
How much compensation could I receive?
Compensation amounts vary significantly based on your circumstances, but successful claims typically range from £3,000 to £15,000 or more for larger loans with substantial mis-selling.
Will claiming affect my credit score?
No, making a mis-selling complaint does not affect your credit score. It's your right as a consumer to claim if you were sold an unsuitable financial product.
Ready to see if you can claim?
Free eligibility check. No obligation. Takes less than 3 minutes.
Free check • No obligation • Secure data